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EMI Guide
Retirement Gratuity Calculation Formula for Central Govt Employees 2025

🧮 Retirement Gratuity Calculation Formula for Central Govt Employees (2025) Retirement gratuity is a lump sum amount paid by the Central Government to its employees as a token of appreciation for their long and dedicated service. This is governed by the Central Civil Services (Pension) Rules....

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EMI Guide
Zoho vs Google vs Microsoft (2025) — Detailed Comparison Guide

Zoho vs Google vs Microsoft (2025) — Detailed Comparison Guide 📌 Introduction In today’s digital-first world, choosing the right productivity and collaboration ecosystem is crucial for any business. Three major players dominate this space — Zoho, Google Workspace, and Micros...

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EMI Guide
Zoho Mail: Secure, Ad-Free Business Email Hosting (2025)

✉️ Zoho Mail: A Secure, Ad-Free, and Powerful Email Solution for Businesses In today’s fast-paced digital world, a reliable and secure email platform is essential for every business. Zoho Mail has emerged as one of the best alternatives to traditional email services like Gmail and Outlook &...

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EMI Guide
Zoho vs Microsoft 365 (2025): Full Comparison, Pricing & Verdict

📰 Zoho vs Microsoft: Which Productivity Suite Wins in 2025? A Complete Comparison In today’s digital-first workplace, choosing the right productivity and business software can transform the way your team collaborates, communicates, and grows. Two of the most powerful platforms leading the...

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EMI Guide
8th Pay Commission Announced: When Will Employees Get Benefits? Check Past Commission Timeline & Expected Hike

8th Pay Commission: The Government Announced It — But When Will Employees Receive the Benefits, and How Long Will They Have to Wait? Check Out the Records of Previous Commissions The Central Government has finally confirmed the formation of the 8th Pay Commission, bringing a wave of excitem...

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EMI Guide
PRTC Download Tripura 2025 – Online Certificate, Status Check & PDF Download

PRTC Download Tripura 2025 – Step-by-Step Guide, Official Website & Application Link What is PRTC in Tripura? PRTC stands for Permanent Resident Certificate. It is an official government document issued by the Tripura State Government to prove that a person is a permanent resident o...

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EMI Guide
Old Pension Scheme (OPS) 2025 & Latest Updates

 Old Pension Scheme (OPS): Complete Guide 2025  Introduction The Old Pension Scheme (OPS) is a government-backed retirement plan that was available to central and state government employees in India before 1 January 2004. It guaranteed a fixed lifetime pension to retired employees, b...

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EMI Guide
Jio Payments Bank Savings Pro Account Opening Step-by-Step Guide (2025)

🏦 Jio Payments Bank’s Savings Pro Account Opening Step-by-Step Guide (2025) Are you looking to open a Jio Payments Bank Savings Pro Account but don’t know where to start? Don’t worry — this complete guide will walk you through each step of the account opening process, eli...

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EMI Guide
Railway employee bonus 2025, railway bonus 78 days, railway PLB bonus details, Indian Railway bonus news, railway staff bonus payment

Railway employee bonus 2025, railway bonus 78 days, railway PLB bonus details, Indian Railway bonus news, railway staff bonus payment The Indian Railways has officially announced a 78-day Productivity Linked Bonus (PLB) for its employees. This yearly bonus comes as a festive gift before Durga Puj...

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EMI Guide
OPS vs NPS: Key Differences Between Old and New Pension Schemes

OPS vs NPS: Key Differences Between Old and New Pension Schemes   In India, the debate around Old Pension Scheme (OPS) vs. New Pension Scheme (NPS) continues to grow. Both schemes are designed to provide retirement security for government employees, but they differ significantly in struct...

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EMI Guide
Income Tax Return Deadline Extended – Circular No. 12/2025 AY 2025-26

Income Tax Return Deadline Extended – Circular No. 12/2025 AY 2025-26 Date: 15 September 2025 Issued by: Central Board of Direct Taxes (CBDT) under the Ministry of Finance, Government of India What is the Circular About? Circular No. 12/2025 formally extends the due date for filing...

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EMI Guide
8th Pay Commission 2025 — Latest Update Before Diwali

8th Pay Commission 2025 — Latest Update Before Diwali What central government employees and pensioners need to know right now (clear, factual, and timed for the festive rush). ALSO READ Gold’s new peak: Go for partial profit-booking in gold Quick takeaway The government has...

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EMI Guide
8th Pay Commission 2025: Big Diwali Gift for Central Govt Employees & Pensioners

8th Pay Commission 2025: Big Diwali Gift for Central Govt Employees & Pensioners As Diwali 2025 draws near, hopes are high among central government employees and pensioners for a major financial uplift—the much-anticipated implementation of the 8th Pay Commission. The pending commission...

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EMI Guide
Income Tax Refund Return Problems: Causes, Solutions, and Tips

Income Tax Refund Return Problems: Causes, Solutions, and Tips Filing income tax returns (ITR) on time is an important responsibility for every taxpayer. While many individuals expect a refund after filing, delays or problems in receiving the refund are quite common. Understanding the reasons beh...

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EMI Guide
Slice Bank Account Opening Details

Slice Bank Account Opening Details Opening a Slice Bank Account is quick, digital, and designed for today’s generation. Slice offers a zero-balance account with no hidden charges, giving you the freedom to bank without worrying about maintaining a minimum balance. Key Features: 100% D...

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EMI Guide
Instant Loan App Details at Lowest Interest Rate in India

Instant Loan App Details at Lowest Interest Rate in India In today’s fast-paced digital era, instant loan apps have become a lifesaver for people who need quick access to money. Whether it is for medical emergencies, travel, education, shopping, or unexpected expenses, these apps provide in...

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EMI Guide
Old Pension Calculation Formula: Complete Guide for Government Employees

Old Pension Calculation Formula: Complete Guide for Government Employees The Old Pension Scheme (OPS) is a major topic of discussion among government employees, pensioners, and policy analysts in India. While the New Pension Scheme (NPS) is currently applicable to employees who joined after 1st J...

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EMI Guide
Online Personal Loan — Lowest Interest Rates & EMI Calculation

Getting a personal loan online can be fast and convenient — but the interest rate and the EMI you pay decide whether the loan is affordable. This guide explains how interest rates on online personal loans work, where to find the lowest rates, how to compute EMIs step-by-step (with worked examp...

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EMI Guide
OPS Family Pension Calculation: Complete Guide for Central and State Government Employees

OPS Family Pension Calculation: Complete Guide for Central and State Government Employees The Old Pension Scheme (OPS), also known as the Defined Benefit Pension Scheme, has long been a subject of discussion among government employees in India. While the New Pension Scheme (NPS) has become the st...

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EMI Guide
Recurring SSC GD Latest Notification 2026

SSC GD Latest Notification 2026 – Complete Guide & Updates Table of Contents What is SSC GD? SSC GD 2026 Notification – Key Dates SSC GD 2026 Eligibility Criteria Application Process Exam Pattern & Syllabus Vacancy Details Selection Process Important Tips &...

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EMI Guide
8th Pay Commission: Here’s all the latest updates central government employees

8th Pay Commission: Here’s all the latest updates government employees must know — Details The 8th Central Pay Commission (8th CPC) — the next comprehensive review of pay, allowances and pension for India’s central government employees and pensioners — is the single-...

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EMI Guide
8th Pay Commission fitment factor expected

8th Pay Commission fitment factor expected Pay Commissions in India are periodic reviews (normally every 10 years) of the pay structure for central government employees and pensioners. The 8th Central Pay Commission (CPC) has been approved (January 2025), and the implementation is expected from 1...

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EMI Guide
Only Indigenous People of Tripura are Bengalis, and the Ancient Name of This Land was Shribhumi

The Only Indigenous People of Tripura are Bengalis, and the Ancient Name of This Land was Shribhumi (An Analysis Based on Historical Coins, Documents, and Manuscripts) Introduction Tripura, a small state in the northeastern region of India, holds a unique position in terms of history, geogr...

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EMI Guide
Post Office FD Scheme in 2025

Post Office Latest FD Scheme 2025: Interest Rates, Features, Benefits and How to Invest When it comes to safe and reliable investment options in India, Post Office Fixed Deposit (FD) schemes hold a special place. Backed by the Government of India, post office FD schemes not only offer guaranteed...

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EMI Guide
ITR Filing for AY 2025-26: File Income Tax Return on Mobile

ITR Filing for AY 2025-26: A Handy Mobile Guide Filing your Income Tax Return (ITR) for Assessment Year (AY) 2025-26—covering income earned in Financial Year (FY) 2024-25—has become significantly easier thanks to mobile apps. Whether you're salaried, a pensioner, or have modest in...

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EMI Guide
Tripura’s History, Ethnic Origins, and Bengali-Tripura's Relations

History of Tripura  ​Tripura, a state in Northeast India, has a long and complex history, with its origins rooted in an ancient kingdom. The early history of the region is a blend of mythology and documented history, as chronicled in the Rajmala, a 15th-century court chronicle. ​Ancien...

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EMI Guide
History of Tripura

When did Bengalis come to Tripura, and when did Tripuris start living there? (A step-by-step timeline) Short answer first Tripuris (Tipra/Tiprasa) are the indigenous people of the region. Archaeology shows settled life in what is now Tripura by at least the 7th–12th centuries CE; reli...

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EMI Guide
GST 2.0 New Slab are effective from 22 September 2025

  GST New Slab: A Comprehensive Guide to India's Next-Gen Tax Reform 1. Introduction: The Dawn of GST 2.0 As of September 22, 2025, India ushered in a historic overhaul of its Goods and Services Tax (GST) system, marking a move that aims to simplify taxation and drive economic grow...

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EMI Guide
8th Pay Commission officially announced effect from January 2026,

8th Pay Commission officially announced effect from January 2026, The 8th Pay Commission: An Overview India’s 8th Central Pay Commission (8th CPC) was officially announced in January 2025, with approval for its formation granted via a Union Cabinet decision . Traditionally, Pay Commissio...

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